How to Get Free PayPal Money Legally

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What does free money mean to you?

For some, it’s finding a dollar bill on the ground or winning a prize in a contest. For others, it means earning money through a passive income stream or winning the lottery.

Whatever your definition, one of the easiest ways to claim that money is through PayPal — an easy-to-use website and app that makes it simple and quick to transfer and receive funds electronically.

Companies know this and therefore offer several ways for consumers to earn “free” PayPal money for completing all sorts of different tasks. In some instances, “free” manifests itself as a depositable PayPal gift card after you’ve made an online purchase. In others, it’s a cash payment for completing an offer or taking a survey.

Ultimately, free PayPal cash (for the purposes of this article) still means you’ll have to do something small to earn it. To boost your balance, we did our homework and found 20 legit ways for you to earn free PayPal money.

A Note About Fees: When you receive money via PayPal from a vendor or customer, a small processing fee is often deducted. This means you won’t always get the full amount you’ve earned from any of the vendors below.

1. Swagbucks

Swagbucks is one of the most popular ways to earn free PayPal money because it offers many different options for earning cash, including:

  • Surveys
  • Playing games
  • Watching videos
  • Signing up for third-party offers
  • Using the Swagbucks search engine
  • Shopping with certain partners, such as Expedia, Groupon, or Omaha Steaks

As you complete each activity, you’ll earn SB (Swagbucks), which you can redeem for PayPal cash or other free gift cards. It’s also a good idea to download the Swagbucks browser extension, which notifies you when you’re shopping at an eligible site to earn cash back, and offers codes for free Swagbucks throughout the day.

Related: 14 Smart Ways to Earn Free Gift Cards

2. InboxDollars

InboxDollars is similar to Swagbucks, but offers a few different ways to earn free PayPal money:

  • Surveys
  • Using coupons
  • Playing games
  • Reading emails
  • Watching videos
  • Shopping with certain online partners

InboxDollars offers a free $5 sign up bonus, although you’ll need at least $30 in your account to cash out. The InboxDollars website feels a bit dated with a boxy design and clashing color scheme, so it might not be as easy to use as some other websites.

3. PrizeRebel

PrizeRebel homepagePrizeRebel offers fewer ways to earn points that you can redeem for PayPal cash:

  • Surveys
  • Watching videos
  • Completing small daily tasks
  • Signing up for third-party offers
  • Participating in raffles and contests

PrizeRebel tries to encourage you to earn even more points by offering rewards for daily points challenges and offering you more rewards for reaching higher levels, which you can reach by earning a certain number of points.

Points can be redeemed at a 1:1 ratio for PayPal money for as little as $5.

4. Survey Junkie

Survey Junkie is one of the most popular online survey sites and it features a simple, easy-to-navigate interface. As its name implies, the only way you can earn rewards on this site is by completing surveys, and there are plenty of them available.

Each survey is worth a varying number of points. Each point is worth $0.01, and you can redeem your rewards once you hit 10,000 points ($10). You can redeem your rewards for PayPal cash, a direct deposit into your bank account, or for e-gift cards.

5. MyPoints

MyPoints offers a few unique ways to earn bonus points, such as by creating your own monthly goals for number of points to earn or completing five activities per day. You can also earn a $10 Visa or Amazon gift card for free if you spend at least $20 with any of MyPoint’s partner merchants within the first month of your membership.

Some activities you can complete to earn points include:

  • Playing games
  • Using coupons
  • Watching videos
  • Signing up for third-party offers
  • Using the MyPoints search engine
  • Shopping with certain online partners

One of the downsides of MyPoints is that the actual points value isn’t so straightforward as the other websites. You can redeem $25 in PayPal cash for 3,970 points, for example, which works out to a per-point value of $0.006, rather than the customary $0.01.

Related: 25 Ways to Get Free Gift Cards from Amazon 

6. Pinecone Research

Earn $3 per survey with Pinecone ResearchPinecone Research is a bit unusual in that you can’t just sign up for it whenever you want. You need to wait until the company is accepting new members, which it advertises through ads on various websites. But if you spot an opportunity, it might be worth signing up for.

Pinecone Research is a marketing research firm which means you’ll have plenty of opportunities to complete surveys, and you may even be able to participate in online panels or product tests.

Pinecone Research offers payments through PayPal or by check, and you’ll need to have at least $1.00’ worth of points accumulated to cash out.

7. Ipsos i-Say

Ipsos i-Say is another popular paid survey site. Surveys are quick and easy to complete, although your selection of surveys may be somewhat less than on other websites.

Each survey is worth 45, 90, or 150 points, and each point is worth slightly less than $0.01 each if you choose to redeem your rewards through PayPal. You may get a marginally better value by redeeming your rewards in another form, such as Amazon e-gift card or for a virtual Visa gift card.

You can redeem your rewards for as little as $5 with most gift card options, although for PayPal cash you’ll need at least 1,530 points to get $15.

Related: 13 Places to Take High-Paying Surveys Online 

8. GrabPoints

GrabPoints only offers a few ways you can earn points, including:

  • Surveys
  • Watching videos
  • Signing up for third-party offers

You can redeem points for PayPal rewards for as little as $3. You can also trade in points for gift certificates for a wide range of merchants, including Amazon and Visa, and points are worth a similar value for these options.

Each point is worth a minuscule $0.001, although after you factor in how many points you’re rewarded for completing activities, you can earn a similar amount of PayPal money for your efforts as on other websites.

9. Rakuten

Rakuten was formerly known as Ebates. It’s a cash-back website that offers you a percent of your purchase back in the form of either a paper check or a deposit into your PayPal account.

Payments are automatically made every three months as long as you’ve accumulated at least $5 in your cash-back balance.

The best way to earn cash back with Rakuten is to download its browser extension. That way, you’re automatically notified when you’re shopping on an eligible website, and you can make sure you earn cash back for your purchase with a single click.

Related: 9 Best Cash Back Apps to Use for All Your Purchases

10. Ibotta

Ibotta claims you'll make over $250 per year with the appIbotta is one of the most popular cash-back apps for grocery purchases. It features a smooth, easy-to-use interface that offers you cash back for certain purchases.

Most items you can earn cash back on are brand-name and thus more expensive, but Ibotta frequently offers rotating cash-back offers for certain generic food items like “milk” or “orange juice.”

You can link your grocery rewards card so that the app automatically gives you cash back for qualifying purchases. However, this option can miss certain items and the linking process doesn’t always work. In that case, you can simply snap a picture of your receipt in the app.

You can redeem your rewards once you reach a cash-back balance of $20 or more.

11. Dosh

Dosh is an easy way to get PayPal cash that runs automatically in the background. You’ll need to download the easy-to-use app and also link your credit or debit cards.

Then, each time you make a purchase with a partner merchant, you’ll automatically earn cash back that’s credited to your Dosh account. Once you’ve earned $25, you can redeem it for PayPal cash.

12. Rover

If you love pets, Rover may be a good side hustle for you. You can use the website and its companion app to offer a wide range of pet care services, including boarding in your home or the pet owner’s home, drop-in visits, walks, grooming, and doggy daycare.

You get to set your own prices and availability. Due to the popularity of the app, this is one of those side income ideas where you can make a good bit of money if you offer competitive prices and a quality service.

Any money you make through Rover can be paid via check or PayPal.

Can You Really Get Free PayPal Money Instantly?

No.

Even though it’s easy to earn PayPal money instantly through some methods, the truth is that it’s not quite the same as getting truly free money. Whether you pay for it with your time, by spending money, by doing tasks, or some other way, you’ll be trading something for that “free” PayPal cash.

It’s important to weigh your options carefully. Yes, you might earn more PayPal money this month by doing surveys. But if you have a way with words and a good story to tell, you might be able to earn more with a do-it-yourself option like freelance writing.

Find the best choice for you and your circumstances and start there.

Author
Lindsay VanSomeren

Lindsay is a personal finance expert and writer based in Washington state. After graduating with two degrees in Wildlife Biology and Conservation, Lindsay found herself underemployed and $100,000 in debt. She has since learned how to manage money wisely and uses her experience to help others make smart financial decisions. Today, her work appears on sites like Credit Karma, Magnify Money, Wisebread, Centsai, Discover, and Chime Bank. In her spare time, Lindsay enjoys hiking, reading, homebrewing, travel hacking, and sharing her personal experience on her own blog, GoScienceFinance.com.

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