Jeff Proctor

Jeff graduated from Virginia Tech in 2013 with a B.S. in Biochemistry, but he’s always been a bit of a money-nerd.

After working one on one with clients for nearly three years in private wealth management, Jeff launched DollarSprout with his business partner and long time friend, Ben Huber.

A few entrepreneurial stumbles and lots of lessons learned along the way, he and Ben have created one of the fastest growing personal finance blogs on the internet.

Jeff has been quoted as a personal finance expert in several online publications, including:

To date, DollarSprout has helped over a million readers get a better handle on their finances. All of the content on DollarSprout is crafted with the intent to help readers worry less about money and make smarter financial choices — an important mission to Ben and Jeff.

Outside of work, Jeff is an avid golfer (read: avid, not good), and he enjoys spending time with his girlfriend, Paige, and his dog, Annie.

To learn more, connect with Jeff on LinkedIn.

Side Hustle Statistics 2021: Trends Emerge as Covid-19 Lingers

Note: you can find our 2024 Side Hustle Report here. Every year DollarSprout conducts an annual Side Hustle Survey to get a pulse on side hustlers across the country. In 2020, the big story was how the economic halt from COVID-19 forced many workers to find alternative means of income. In 2021, as the economy…

Jeff Proctor 18 Oct

3 Things I’ve Learned About Risk and Entrepreneurship

My wife, Paige, has been a Physician’s Assistant for two years.  She has a great salary, great benefits, the opportunity to help people — everything you could ever want in a job. But even though it all looked great on paper, behind the scenes, things were starting to unravel. Over the past year, she’s been…

Jeff Proctor 30 Aug

Should You Work for Free? 5 Scenarios You’ll Be Tempted To

Ah, the age old question that virtually every freelancer has had to grapple with at some point – usually early on – in their career: Should I work for free? Ask this question in any freelancing group on Facebook or Reddit and you’ll have no shortage of people offering strong opinions. For some reason this…

Jeff Proctor 02 Aug

Behind the Scenes Look at the 90-Day Freelancer Playbook

When Ben and I first started our business, we had no idea what we were doing. We had about 1,000 ideas written down at any given time. We’d wake up, meet in the living room (back when we shared an apartment), have our coffee, then sit down and start working on whatever idea we felt…

Jeff Proctor 27 Apr

52% of Americans Will Be Forced to Borrow Money If Second Stimulus Isn’t Passed

  What It All Means The classic “3-6 month emergency fund” advice that is passed around isn’t enough anymore. Income diversification is just as important. It’s been over 6 months since the COVID-19 pandemic was declared in the United States. For many that have taken even the most aggressive approach to saving a long-term emergency…

Jeff Proctor 10 Sep

DollarSprout Is 5 Years Old. Here’s What I’ve Learned So Far.

This post was originally written in 2020. DollarSprout turns 5 years old next month. Sometimes I can’t believe we’ve made it this far. They say that over half of all new businesses don’t live long enough to see their 5th birthday. Most fail long before then. It hit me this morning that I’ve never shared…

Jeff Proctor 15 Jul

Side Hustle Statistics 2020: Covid, Quarantine & The Gig Economy

Editor’s Note: This report is from 2020. We’ve recently released our 2024 Side Hustle Report with updated statistics. If there’s one financial lesson we can glean from the coronavirus pandemic, it’s that a 9-to-5 job isn’t synonymous with financial security. Unemployment is the highest it’s been since the Great Depression, and rising.[1] As a result,…

Jeff Proctor 09 Jun

Crowdtap Review 2024: Pros, Cons & Earnings Expectations

If you’re looking for an easy way to modestly boost your income each month, paid surveys can be a legitimate side hustle. Answering online surveys for money isn’t a new concept. Every year, dozens of new sites pop up that offer to pay users for sharing their opinions. Some are certainly better (and less spammy)…

Jeff Proctor 25 Jan

How to Sell Jewelry Online: Best Platforms for Bigger Profits

Selling your jewelry online offers a practical alternative to traditional options, such as pawn shops or local jewelers, where you’re unlikely to get top dollar for your items. Whether you’re looking to cash in your gold jewelry or watches, or you’re an artisan who creates handmade pieces, the internet provides a range of platforms that…

Jeff Proctor 17 Jan

8 Best Budgeting Apps for 2024

Many people think about budgeting in the same way they think about counting calories. They know it’s important but they shudder at the thought of actually doing it. And just like with calorie counting, once someone starts sticking to a budget that suits their lifestyle, they start seeing positive results. Budgeting apps — much like…

Jeff Proctor 16 Jan