Zina Kumok

Editor

Zina KumokZina graduated from Indiana University in 2011 with a Degree in Journalism. Her post-graduate experience in paying down student loan debt inspired her to help others take control of their finances. Having escaped student loan debt in under 3 years, she enjoys sharing tips and tricks for getting out of debt on her blog Conscious Coins.

An author and personal finance expert, her work has been featured on Investopedia, The Washington Post, Experian, Fox Business, Time, Quicken Loans, LendingTree, Forbes, Money.com, Mint, and many more. A three time “Best Personal Finance Freelancer or Contributor” Plutus Award finalist, Zina’s byline has also appeared in the Indianapolis Monthly, Commercial Appeal, and the Associated Press.

When Zina isn’t working she is spending time with her husband and two dogs.

To learn more, connect with Zina on LinkedIn.

Swappa Review 2021: A Safe Platform for Selling iPhones and Other Tech

I loathe selling things online. Even though it’s a popular side hustle, it’s not my favorite thing to do. It takes forever to take pictures of the item, I despise negotiating with people, and it takes way too long to get paid. That’s why I’ve stopped trying to sell things online, especially high-end electronics like…

Zina Kumok 10 Nov

Mistplay Review: How Much Does It Pay to Play?

If you already love playing mobile games and want to be rewarded for it, then using Mistplay is a good choice. If you’re stuck on a car ride with a phone, Mistplay is a fun way to earn money and kill time.

Zina Kumok 25 Aug

Buyback Boss Review 2021: Is Their Highest-Price Guarantee Legit?

When I get a new phone, I’m always excited to download the apps, try out the camera, and test its speed. Getting a new phone is fun for me because it only happens every few years. But once I have the new phone, I’m overwhelmed with what to do with my old one. How do…

Zina Kumok 10 Aug

What to Do When You Hate Your Job and Want to Quit

Quitting your job should be taken seriously. If you do it wrong, it could affect your ability to get another job. But if you do professionally, then you can seamlessly move from one job to another, even in the same field.

Zina Kumok 30 May

5 Apps That Will Pay You to Lose Weight

Did you know you can get paid to lose weight? It’s exciting to earn an incentive for something you already want to do. These weightloss bet apps and programs pay you money when you successfully reach your weightloss goals.

Zina Kumok 20 Dec

Tiller Money Review: A Perfect Budgeting Tool for Spreadsheet Addicts

Tiller will change the way you think about budgeting with a spreadsheet. If using Excel to track and analyze your spending is like learning to drive stick, Tiller is like driving an automatic. Learn exactly what makes Tiller a great budgeting app.

Zina Kumok 22 Jul

Gazelle Review 2021: What You Need to Know Before Selling Your Phone

I never know what to do with my old phone. Selling it seems like a hassle, but I don’t want to donate it and not get anything in return. In the end, I tend to hold onto my old phone for months until I finally throw it away. It seems like a waste, right? But…

Zina Kumok 24 May

A Beginner’s Guide to the 50/30/20 Budget Rule

Whether you’ve struggled to manage your personal finances consistently in the past or you’re looking to find a less time-intensive method, the 50/30/20 budgeting system might be the approach you need to stop struggling and finally make your budget stick.

Zina Kumok 02 May

How to Fill Out a Money Order: An Easy Step-by-Step Guide

There are times when a plastic card or paper cash isn’t enough – for instance, if you need to mail a significant sum of money or send a secure payment. For anyone in situations like these, a money order is the solution.

Zina Kumok 15 Mar

What Is a Bank Statement and How Do I Read It?

A bank statement is a record of your transactions from a checking or savings account over a certain statement period. It shows all the deposits and withdrawals that occurred for your account. It includes any checks you wrote, credits you received and more.

Zina Kumok 07 Mar