Zina Kumok
Editor
Zina graduated from Indiana University in 2011 with a Degree in Journalism. Her post-graduate experience in paying down student loan debt inspired her to help others take control of their finances. Having escaped student loan debt in under 3 years, she enjoys sharing tips and tricks for getting out of debt on her blog Conscious Coins.
An author and personal finance expert, her work has been featured on Investopedia, The Washington Post, Experian, Fox Business, Time, Quicken Loans, LendingTree, Forbes, Money.com, Mint, and many more. A three time “Best Personal Finance Freelancer or Contributor” Plutus Award finalist, Zina’s byline has also appeared in the Indianapolis Monthly, Commercial Appeal, and the Associated Press.
When Zina isn’t working she is spending time with her husband and two dogs.
To learn more, connect with Zina on LinkedIn.
BuyBackBoss Review 2020: Highest-Price Guarantee for Your Tech
BuyBackBoss is a site that buys back or lets you trade in used and new cell phones, tablets, and Apple watches. All you need to do is select which device you have, describe its condition, and then BuyBackBoss will show its offer price.
Is the 4% Rule for Retirement Withdrawals the Best Option?
The 4% rule is popular with retirees. It offers an unambiguous withdrawal rate that works for most people, and the concept behind it is simple to implement. But is this strategy the best for your future?
What to Do When You Hate Your Job and Want to Quit
Quitting your job should be taken seriously. If you do it wrong, it could affect your ability to get another job. But if you do professionally, then you can seamlessly move from one job to another, even in the same field.
Axos Invest: Is This Robo Advisory Service Right for You?
There’s no question that investing is hard. That’s one of the reasons that robo advisors have become so popular in recent years. Axos Invest, formerly known as WiseBanyan, doesn’t charge any extra fees for its basic services.
Get Paid to Lose Weight with These 5 Apps
Did you know you can get paid to lose weight? It’s exciting to earn an incentive for something you already want to do. These weight loss bet apps and programs pay people money when they successfully reach their weight loss goals.
Tiller Money Review: A Perfect Budgeting Tool for Spreadsheet Addicts
Tiller will change the way you think about budgeting with a spreadsheet. If using Excel to track and analyze your spending is like learning to drive stick, Tiller is like driving an automatic. Learn exactly what makes Tiller a great budgeting app.
How to Find a Financial Planner That Meets Your Needs
Finding the right financial advisor is about establishing a relationship with someone you can trust. If you’re in the market for a good financial advisor, don’t pull the trigger just yet. Here’s what you need to know first.
Gazelle Review 2020: What You Need to Know Before Selling Your Phone
Gazelle is a site that buys and sells discounted and gently-used electronics including iPhones, Samsung Galaxy, and Google Pixel devices. Users can trade in their old technology for money or search for deals on new-to-them phones and tablets.
A Beginner’s Guide to the 50/30/20 Budget Rule
Whether you’ve struggled to manage your personal finances consistently in the past or you’re looking to find a less time-intensive method, the 50/30/20 budgeting system might be the approach you need to stop struggling and finally make your budget stick.
401(k) vs. IRA: Pros, Cons, and Key Differences
The details of a 401(k) and IRA may get a little complicated, but choosing the right fit is actually pretty simple. Here’s what you need to know to get started investing in the right retirement account for your future.