Personal Finance

couple saving money to avoid lifestyle inflation

How to Avoid Lifestyle Inflation When Your Salary Increases

Chris Mamula and his wife grew their household income from about $50,000 to nearly $180,000 between 2000 and 2012. Despite this increase, they didn’t move to a larger home, upgrade their vehicles, or go on regular shopping sprees. Instead, they put their extra cash toward their mortgage payment, which they paid off in 7 years,…

Anna Baluch 10 Jun
When should you take a pay cut for a new job?

When Is It Okay to Take a Pay Cut for a New Job?

As we progress in our careers, we tend to make more money. Especially as we add new skills, move on to larger companies, and start managing other people. But sometimes we discover that a higher salary doesn’t equal happiness.

Anna Baluch 28 Apr
young man in a grassy field looking ahead

18 Financial Goals to Set and Achieve This Year

Achieving financial goals takes a little more than just luck. It requires discipline, dedication, and repeated sacrifice. It means setting short- and long-term financial goals and then following through on them. Unfortunately, these are things with which the majority of Americans seem to struggle. Research, however, suggests that simply writing out a list of financial…

Ben Huber 20 Dec
Free Car

15 Places to Get a Free Car for Those in Need

Many people find themselves needing a car but unable to afford one. Fortunately, there are organizations that recognize this and try to bridge the gap by giving away free cars. You do have to demonstrate financial need to qualify.

Richmond Howard 16 Dec
woman holding shopping bags

The Pink Tax: Why It Costs More to Be a Woman

The pink tax is the tendency for products and services marketed to women to cost more than those marketed to men. But is the pink tax real? If so, how can you avoid it and possibly repeal it all together?

Jen Smith 18 Nov
woman holiday shopping on her laptop with a credit card

5 Financial Mistakes to Avoid This Holiday Season

As another holiday shopping season rolls around, many Americans are making changes to how they approach this year’s shopping. According to a recent survey by Finder.com, one in five Americans plan on spending at least 40% less on gifts this year due to the COVID-19 pandemic.[1] Even with so many planning holiday budget cuts this…

Jeff Proctor 18 Nov
person holding cash next to laptop

25 Programs to Get Free Money From the Government

If you’re facing a job loss, disability, underemployment, or other factors that make it difficult to support your family, you’re not alone. According to U.S. Census data, 38.1 million people were living in poverty in 2018.[1] That doesn’t include the families living above the poverty line who struggle to pay their bills and put food…

Jana Lynch 17 Nov
woman shopping at an Amazon alternative

16 Best Alternatives to Amazon for Shopping Online

Most consumers agree that shopping on Amazon is quick and convenient. It caters to your desire to save time, avoid crowded stores, and you can scroll through thousands of items with a few clicks or swipes. In many ways, Amazon has revolutionized the retail industry in this era of convenience. Amazon was always my go-to…

Amy Beardsley 13 Nov
mom and daughter washing windows together

Should Chores and Allowance Go Together? Here’s What the Experts Have to Say

Many experts agree on the merits of giving kids an allowance, but the disagreements arise when that income is based on completing household tasks. Should kids get paid to do chores? Here’s what the experts have to say.

Cat Alford 16 Aug
woman checking for a free credit score on laptop

How to Check Your Credit Score for Free

Knowing where your credit score stands is part of your total financial health package. And nowadays, you don’t even have to pay to check your credit score. Find out which sites let you check your credit score for free.

Lindsay VanSomeren 19 Jul