Personal Finance

A woman sitting in a cafe looking and smiling at the camera.

6 Experts Share Advice for Putting Your Tax Refund to Good Use

Ah, the sweet joy of tax season—said no one ever, right? Except perhaps when that tax refund deposit hits. Suddenly, all that number crunching and receipt gathering feels worth it. This year, Americans are seeing an average federal tax refund of $3,028.[1] Now the real fun begins: deciding what to do with this unexpected windfall….

Jeff Proctor 17 Apr
A well-dressed woman in designer clothing standing in front of her white Range Rover.

Lifestyle Inflation: 5 Tips for Avoiding the Silent Budget Killer

Chris Mamula and his wife grew their household income from about $50,000 to nearly $180,000 between 2000 and 2012. Despite this increase, they didn’t move to a larger home, upgrade their vehicles, or go on regular shopping sprees. Instead, they put their extra cash toward their mortgage payment, which they paid off in 7 years,…

Anna Baluch 10 Jun
A middle-aged professional pondering a decision as she looks out a window down onto the city streets.

Should I Take a Pay Cut? 7 Important Things to Consider When Deciding

As we progress in our careers, we tend to make more money. Especially as we add new skills, move on to larger companies, and start managing other people. But sometimes we discover that a higher salary doesn’t equal happiness. Kat Tretina learned this firsthand. Five years ago, she was earning a lucrative salary, including bonuses,…

Anna Baluch 28 Apr
A woman on a city street that is dressed nicely and smiling at the camera.

18 Financial Goals to Set and Achieve This Year

Achieving financial goals takes a little more than just luck. It requires discipline, dedication, and repeated sacrifice. It means setting short- and long-term financial goals and then following through on them. Unfortunately, these are things with which the majority of Americans seem to struggle. Research, however, suggests that simply writing out a list of financial…

Ben Huber 20 Dec
woman hugging child in front of recently received free car

15 Places to Get a Free Car for Those in Need

Depending on where you live, having a car is a necessity. It’s difficult to get to work, school, or raise children without a safe and dependable vehicle. And in many areas, public transportation isn’t available, affordable, or reliable, making a car the only plausible way to get around. Many people, like single moms, low-income workers,…

Richmond Howard 16 Dec
A woman holding shopping bags against a pink background. She has a distressed look on her face.

The Pink Tax: The Absurd Reason It Costs More to Be a Woman

Women endure a slew of disadvantages when it comes to financial security. Studies show that women on average pay more for mortgages, even though they’ve historically been better at paying them back.[1] Women endure a slew of disadvantages when it comes to financial security. Studies show that women on average pay more for mortgages, even…

Jen Smith 18 Nov
purchasing a vehicle for christmas is a commonly regretted financial mistake

5 Financial Mistakes to Avoid This Holiday Season

As another holiday shopping season rolls around, many Americans are making changes to how they approach this year’s shopping. High inflation has had its grip on the economy for the past few years, leaving many people financially overwhelmed. Even with so many planning holiday budget cuts this year, between gifts, office parties, travel, and other…

Jeff Proctor 18 Nov
man looking through wallet

25 Programs to Get Free Money From the Government

If you’re facing a job loss, disability, underemployment, or other factors that make it difficult to support your family, you’re not alone. According to U.S. Census data, 38.1 million people were living in poverty in 2018.[1] That doesn’t include the families living above the poverty line who struggle to pay their bills and put food…

Jana Lynch 17 Nov
woman considering the best alternatives to amazon for online shopping

16 Great Alternatives to Amazon for Shopping Online

Most consumers agree that shopping on Amazon is quick and convenient. It caters to your desire to save time, avoid crowded stores, and you can scroll through thousands of items with a few clicks or swipes. In many ways, Amazon has revolutionized the retail industry in this era of convenience. Amazon was always my go-to…

Amy Beardsley 13 Nov
A 6 year old boy folding laundry

Should Kids Get Paid to Do Chores? Experts Say Not So Fast

Few people enjoy household chores. Washing dishes, cleaning bathrooms, and taking out the garbage are no one’s favorite pastimes. But most would agree that these types of chores serve an important function in families: teaching children responsibility. Many parents also use chores to introduce money concepts to their children. Complete all your chores for the…

Cat Alford 16 Aug