Opinion

tips for beating inflation

15 Expert Tips for Beating Inflation

Your boss just called and gave you the bad news. No, you haven’t been let go, but you did just get a near 10% pay cut – effective immediately. Not a great start to your Wednesday morning. But that’s exactly what happened to all of us since July of last year whether or not we…

Ben Huber 25 Aug
A laptop sitting on a bare wooden living room floor, representing the risk that entrepreneurs take when venturing out on their own.

3 Things I’ve Learned About Risk and Entrepreneurship

My wife, Paige, has been a Physician’s Assistant for two years.  She has a great salary, great benefits, the opportunity to help people — everything you could ever want in a job. But even though it all looked great on paper, behind the scenes, things were starting to unravel. Over the past year, she’s been…

Jeff Proctor 30 Aug
A stressed out freelancer sitting at his desk, contemplating if he should accept another gig for no pay.

Should You Work for Free? 5 Scenarios You’ll Be Tempted To

Ah, the age old question that virtually every freelancer has had to grapple with at some point – usually early on – in their career: Should I work for free? Ask this question in any freelancing group on Facebook or Reddit and you’ll have no shortage of people offering strong opinions. For some reason this…

Jeff Proctor 02 Aug
An aging mother with a distressed look on her face as she sits on the couch.

How Your Parents’ Finances Could Become Your Liability

There’s no question that many Americans’ finances have been hit hard by the COVID-19 pandemic. In a recent survey by investment management company Vanguard, 60% of respondents said the pandemic has hurt their finances. What’s interesting, though, is that young adults aren’t just worried about their own finances as a result of COVID-19. The same…

Cameron Huddleston 19 Oct
A woman with a bright outfit and sunglasses on with a big smile on her face.

Optimism Bias May Be Hurting Your Finances: Here’s How

My grandmother always told me that all I needed was just a dime-size drop of shampoo. In the shower, I would dump a mound on my palm to defy her. I had never been poor. But, in my 20s, I had my own tough experiences. I let myself get caught in the consumerist wheel of…

Paulette Perhach 30 Jun
A wealthy older man standing on his yacht in an exotic location with a smile on his face.

Money Can’t Buy Happiness — But, How It’s Spent Still Matters

When my husband and I were spending every extra penny of income to pay off our student loans, I assumed the financial freedom that came with being debt-free would allow me to be happier. I would dream of starting a family, buying a home, and taking trips to places I never thought I could afford….

Jen Smith 26 May
how to overcome the challenges of being a female breadwinner

Overcoming the Challenges of Being a Female Breadwinner

Gender norms have shifted significantly over the last 50 years. For most of American history, it was common for men to be the sole or primary provider in the family while women stayed home to take care of the house and children. It was rare for a woman to work full time, let alone be…

Anna Baluch 07 May
A woman standing outside looking into a clothing boutique with a sad look on her face.

I Tried the “No Spend Month” Challenge. Here’s How It Went

If you’re in the process of paying off debt, it doesn’t take long to realize how life-altering it can be. Whether it’s giving up takeout or skipping a weekend getaway, these little things make a huge impact when we start to cut them out. That was hard for me to grasp. When my husband and…

Jen Smith 28 Apr
A young African American man holding his masters degree at an outdoor graduation ceremony.

Should You Get a Graduate Degree? Likely Not, Say Career Experts

Most people pursue graduate school because they want to grow professionally, land their dream job, and make more money. But sometimes it’s more expensive than you realize or it may not come with the salary increase you anticipated. Earning a graduate degree comes with a significant time and money investment, so it’s important to consider…

Anna Baluch 21 Apr
A couple in their late twenties looking at the camera with a look of disagreement on their faces.

Saver vs. Spender: 6 Expert Tips for Managing Money in Marriage

When you start dating someone, you probably don’t wonder what their credit score is or how much debt they have. You’re more focused on their personality, how they treat you, and what their friends are like. But as things start to get serious, their finances become an important part of the picture. This is especially…

Anna Baluch 14 Apr