Jana Lynch


jana lynchJana graduated from the University Delaware in 2001 with a Master’s Degree in Urban Affairs and Public Policy. After spending nearly a decade in social services, Jana switched careers to freelance writing and editing. She fell into personal finance almost by accident, after the birth of her daughter inspired her to take better control of her own money.

A tireless advocate for financial abuse survivors, she’s worked with best-selling authors and websites including The Penny Hoarder, ChooseFI, Frugal Rules, The Dollar Stretcher, Marcus Garrett (of Paychecks and Balances), Brynne Conroy (of Femme Frugality), and The Plutus Foundation, where she also served as the Director of Grants and Programs for four years. 

To learn more, connect with Jana on LinkedIn.

How to Take Your Brick-and-Mortar Business Online

If you’re considering moving your offline business online, you might be unsure of what to do if you’ve never worked online before. These steps offer a framework for creating an online business plan and strategy.

Jana Lynch 15 Jun

Empower App Review: The Budgeting App That Does It All

Empower is an AI-focused, comprehensive money management app that began in 2016. The app helps you automate your savings goals, budget with ease, lower your bills, and analyzes your finances to provide personalized recommendations for your situation.

Jana Lynch 11 Jun

What Is a Debt Relief Service and Should You Use One?

There are three primary options for debt relief: debt settlement, debt management, and debt consolidation. While they have similar objectives — to help you manage and pay off your debt — they all operate with some slight differences.

Jana Lynch 05 Jun

All Star Cheer Costs a Fortune, but I Pay for It Anyway. Here’s Why

For the past seven years, my daughter has been a competitive cheerleader. But even though all star cheer takes up a significant part of my monthly budget, when I sit down and think about it, it’s worth it.

Jana Lynch 24 Feb

25 Programs to Get Free Money From the Government

If you’re facing a job loss, disability, or other factors that make it difficult to support your family, you may be elligible to get free Government money. According to U.S. Census data, 38.1 million people were living in poverty in 2018.

Jana Lynch 17 Nov

Billshark Review: A Bill Negotiation App for People Who Hate Negotiating

Billshark takes the hassle out of saving money on bills by negotiating for you in exchange for a percentage of your savings. In this review, we talk about how it works, what you can expect, and whether or not it’s worth your time.

Jana Lynch 24 Sep

12 Quick Ways to Get Cash When You Need Money Now

Sometimes paychecks don’t stretch far enough, or an emergency happens and we need money immediately. Fortunately, there are ways to get cash today. Here’s how to get money quickly when you really need it, and a few options to avoid.

Jana Lynch 14 Oct

20 Ways for Kids to Make Money

Every teen and preteen wants to know how to make money as a kid. From making money online to setting up a business in your backyard, here are some great ways to teach your kids about money while letting them make their own.

Jana Lynch 07 Oct

21 Best Stay-At-Home Mom Jobs to Earn in Your Spare Time

For many moms, staying home and not working simply isn’t an option. That’s why more moms are choosing to work from home, where they can be with their kids and bring in money. Here are 21 jobs with flexible schedules for stay-at-home moms.

Jana Lynch 21 Sep

Vindale Research Review: Pros, Cons, and What You Need to Know

As a market research company, Vindale Research is hired by brands you probably know and already buy to gather consumer insight. Companies use this info to improve their products, marketing efforts, and profitability. And that, friends, is why places like Vindale Research pay you money for your opinions!

Jana Lynch 11 Apr