Jana Lynch


jana lynchJana graduated from the University Delaware in 2001 with a Master’s Degree in Urban Affairs and Public Policy. After spending nearly a decade in social services, Jana switched careers to freelance writing and editing. She fell into personal finance almost by accident, after the birth of her daughter inspired her to take better control of her own money.

A tireless advocate for financial abuse survivors, she’s worked with best-selling authors and websites including The Penny Hoarder, ChooseFI, Frugal Rules, The Dollar Stretcher, Marcus Garrett (of Paychecks and Balances), Brynne Conroy (of Femme Frugality), and The Plutus Foundation, where she also served as the Director of Grants and Programs for four years. 

To learn more, connect with Jana on LinkedIn.

How to Fire a Freelance Client Without Ruining Your Reputation

Sometimes it’s difficult to know when to let a client go. If you decide its time to fire a client at some point, and do it respectfully, timely, and thoughtfully, it shouldn’t hurt you in the long run.

Jana Lynch 19 Nov

How to Take Your Brick-and-Mortar Business Online

In the wake of the COVID-19 pandemic, more and more businesses are struggling to stay afloat. While big-box stores and well-known brands have managed to survive, it’s been particularly challenging for traditionally in-person service businesses. After all, how do you provide personal training or therapy or dog grooming online? And how do you earn money…

Jana Lynch 15 Jun

Empower App Review: The Budgeting App That Does It All

Empower is an AI-focused, comprehensive money management app that began in 2016. The app helps you automate your savings goals, budget with ease, and analyzes your finances to provide personalized recommendations for your situation.

Jana Lynch 11 Jun

What Is a Debt Relief Service and Should You Use One?

According to a recent survey, approximately 300 million Americans have some form of debt.[1] That’s a lot of people — and a lot of debt. What if you want to take control of your debt and figure out how to pay it off? Books, websites, and even personal finance podcasts can help, but many people…

Jana Lynch 05 Jun

All Star Cheer Costs a Fortune, but I Pay for It Anyway. Here’s Why

For the past seven years, my daughter has been a competitive cheerleader. But even though all star cheer takes up a significant part of my monthly budget, when I sit down and think about it, it’s worth it.

Jana Lynch 24 Feb

25 Programs to Get Free Money From the Government

If you’re facing a job loss, disability, underemployment, or other factors that make it difficult to support your family, you’re not alone. According to U.S. Census data, 38.1 million people were living in poverty in 2018.[1] That doesn’t include the families living above the poverty line who struggle to pay their bills and put food…

Jana Lynch 17 Nov

Chime Review: Checking, Savings, and Additional Features

Chime is an FDIC-insured, mobile-only banking service provider that operates no physical branches. There are no monthly fees or overdraft charges with their checking or savings accounts. Here’s a full review of their account options and the interest rates they provide.

Jana Lynch 04 Feb

20 Fun & Safe Ways for Kids to Make Money, Either Online or In-Person

Every teen and preteen wants to know how to make money as a kid. From making money online to setting up a business in your backyard, here are some great ways to teach your kids about money while letting them make their own.

Jana Lynch 07 Oct

Discover Bank Review: Online Savings, Checking, CDs, and MMA

Is online banking with Discover right for you? In this Discover Bank review, we’re going to cover the pros and cons of Discover’s four main banking products: Online Savings Account, Cash Back Checking, Certificates of Deposit (CDs), Money Market Account (MMA).

Jana Lynch 24 Sep

HealthyWage Review: Get Paid Up to $10,000 to Lose Weight

Want to know what we really think about the company that is paying people to lose weight. Read our HealthyWage Review to see our take on the company that is quickly gaining attention from the fitness community.

Jana Lynch 29 Sep