Anna Baluch

Anna Baluch, Personal Finance Expert and Freelance Writer at DollarSprout

Anna Baluch is a personal finance expert who enjoys covering topics such as mortgages, retirement, insurance, and investing.

Her work can be seen on The Balance, Business Insider, Experian, and other well-known publications.

Anna lives in the suburbs of Cleveland, Ohio, and holds a Master’s degree in marketing from Roosevelt University.

To learn more, connect with Anna on LinkedIn.

Overcoming the Challenges of Being a Female Breadwinner

Gender norms have shifted significantly over the last 50 years. For most of American history, it was common for men to be the sole or primary provider in the family while women stayed home to take care of the house and children. It was rare for a woman to work full time, let alone be…

Anna Baluch 07 May

Should I Take a Pay Cut? 7 Important Things to Consider When Deciding

As we progress in our careers, we tend to make more money. Especially as we add new skills, move on to larger companies, and start managing other people. But sometimes we discover that a higher salary doesn’t equal happiness. Kat Tretina learned this firsthand. Five years ago, she was earning a lucrative salary, including bonuses,…

Anna Baluch 28 Apr

Should You Get a Graduate Degree? Likely Not, Say Career Experts

Most people pursue graduate school because they want to grow professionally, land their dream job, and make more money. But sometimes it’s more expensive than you realize or it may not come with the salary increase you anticipated. Earning a graduate degree comes with a significant time and money investment, so it’s important to consider…

Anna Baluch 21 Apr

Saver vs. Spender: 6 Expert Tips for Managing Money in Marriage

When you start dating someone, you probably don’t wonder what their credit score is or how much debt they have. You’re more focused on their personality, how they treat you, and what their friends are like. But as things start to get serious, their finances become an important part of the picture. This is especially…

Anna Baluch 14 Apr

Should Parents Pay for College? 13 Important Things to Consider

As a parent, you want to give your children the world. But when it comes to paying for their college education, should you be responsible for footing the bill? The answer is more nuanced than a simple yes or no. A college degree can be a solid investment in your child’s future. But an investment…

Anna Baluch 06 Apr

5 Reasons Couples Should Have Separate Bank Accounts

When Lindsey Lathrop-Ryan tied the knot, she and her husband Colin decided to keep their bank accounts separate. In their five years of marriage, this strategy has worked out well for the couple. They agree on what they need to save and invest based on retirement goals and discuss large purchases. However, anything beyond that…

Anna Baluch 16 Mar

Undeterred: How One Woman Paid Off $10,000 of Debt in 12 Months

At a young age, most of us are taught that the key to financial success is going to college and landing a good job. The truth, however, is that this isn’t always the case. Micah Jankowski proves that sometimes you need more than a degree and job to thrive financially. Micah had two jobs for…

Anna Baluch 13 Feb

7 Best Places to Sell Clothes Online (for Fast Cash!)

Do you wear all of the clothes in your closet or your dresser? I know I don’t, and I’m not alone. Research shows that most of us only wear about 20% of the items that we own.[1] But we still keep those items in our closets, hoping we’ll one day find an excuse to wear…

Anna Baluch 05 Feb

12 Ways to Make Money Delivering Food, Packages & More

Convenience has become increasingly important to people these days. Given how busy our schedules are, it’s easier to have packages, groceries, restaurant meals, and prescriptions delivered instead of using our limited free time to run errands. If you’re looking for a way to make some extra cash, and you’re familiar with your local area or…

Anna Baluch 04 Feb

How to Make Money on Amazon (14 Popular Methods)

If you need to buy something, chances are you check out Amazon first. With its robust inventory and low prices, it’s the go-to resource for many shoppers. But it’s also a place for people to earn some extra money. If you’re looking to make some extra cash, you can probably find a way to do…

Anna Baluch 23 Jan