Richmond Howard

Richmond Howard, ContributorRichmond Howard

Hey, I’m Richmond!

I work full-time as a youth pastor and am currently pursuing a Masters in Theology at Dallas Theological Seminary. My wife and I are doing everything we can to plan for our financial future and I’m passionate about helping others do the same! I specialize in budgeting, investing for beginners, and helping married couples get on the same team with their finances.

I currently live in Houston, TX with my wife and pup! In my spare time, I love drinking good beer, powerlifting, and nerding out about all things money on my blog, PFGeeks.com.

What Are the Federal Tax Brackets for 2020?

Federal tax brackets change every year so it’s not surprising that most consumers forget which bracket they’re in. Knowing which tax bracket you fall in can help you craft a new tax strategy and pay less in taxes.

Richmond Howard 23 May

How to Find the Best Personal and Business PayPal Alternatives

For a while, PayPal’s been the biggest payment processor. But now there are a slew of PayPal alternatives. Some offer lower fees, better customer service, and a better user experience. Here are the best alternatives to PayPal for both business and personal use.

Richmond Howard 13 Feb

8 Apps That’ll Help You Find Cheap Gas Nearby

Don’t spend more money on gas than necessary. Thanks to some of the best apps to find cheap gas, and other gas-saving tips, you can figure out how to combat the expected gas price increases and save more at the pump.

Richmond Howard 04 Jan

23 Easy Side Hustle Apps to Make Money in Your Spare Time

Finding the right side hustle is often intimidating. There are so many choices, and you don’t want to waste your time or get scammed. Fortunately, there are legit side hustle apps to try that can help you achieve your financial goals.

Richmond Howard 19 Dec

12 Places to Get a Free Car for Those in Need

Many people find themselves needing a car but unable to afford one. Fortunately, there are organizations that recognize this and try to bridge the gap by giving away free cars. You do have to demonstrate financial need to qualify for one.

Richmond Howard 16 Dec

Where to Cash a Check When You Don’t Have a Bank Account

Trying to cash a check when you don’t have a bank account is a huge pain. These days the majority of financial transactions take place online. Even exchanging money between family and friends is now done through online apps like PayPal.

Richmond Howard 28 Mar

Why Did My Credit Score Drop? 6 Things to Check For

There are a number of factors that could cause your credit score to drop significantly. If you want to improve your credit score, you need to know what’s causing your credit score to drop in the first place.

Richmond Howard 20 Feb